Our Clients Our clients vary in age, interests, amount of wealth, sophistication and experience with professional money management. Some are current or former entrepreneurs and business owners, some are trustees for individual and/or corporate fiduciaries of retirement plans, others are working or retired professionals, while still others are the beneficiaries of wealth built by past generations. However, all of our clients share two fundamental characteristics: they need an experienced and objective adviser who integrates the wide array of investment, tax and estate planning issues involved in their financial lives; and they desire a long-term relationship based on a realization that "above market" returns and reduced volatility are available only through a long-term commitment to a broadly structured portfolio. The variety of needs embedded in these characteristics adds both a richness and interest to our practice and is why we believe that effective "wealth management" must include comprehensive financial planning tailored to each client's specific needs. To help you assess whether we are the right firm for you, the following observations about our clients and our typical arrangements may be helpful: Profile of Clients In keeping with our focused practice, we have fewer than 100 clients. They are individuals, families and trustees who range in age from their early 30s to their 90s. Their investment assets vary from comfortable nest eggs to tens of millions of dollars. To find our services cost-effective, new clients should have investable assets (including retirement plan assets, brokerage accounts, stock options, etc.) of at least $1 million. Standard and Special Arrangements Our commitment is to provide the highest level of comprehensive financial counseling. We are convinced this works best when the relationship is long-term. We typically do not provide a "one-time" review of a client's financial situation (although we receive requests for this frequently) because the time and effort involved in developing an understanding of an isolated financial situation detracts from our to ability to focus on our long-standing clients. New Business and Addition of Clients Given our objective of providing personalized guidance with a relatively small, close-knit professional staff, we selectively add clients who can benefit from our services and have a high likelihood of developing a long-term relationship with us. © Copyright 2009 - Frederic T. Kutscher Associates, Inc. All Rights Reserved. | Disclaimer