Investment Philosophy We believe successful investing is built on a foundation of financial fitness, paired with reasonable expectations and fidelity to enduring principles. Many investors can't stay committed to long-term investing (which is fundamental to success) because they are uncertain about the key aspects of their finances and financial direction-that is, they don't have a firm grasp of their financial resources, spending patterns, savings, borrowings, and financial goals-and this causes them anxiety. Other investors have trouble remaining committed to the markets because they know their choices have been haphazard and they lack the knowledge to take a deliberate, disciplined approach. Still other investors have unrealistic expectations and so exit the markets at inopportune times because they become disappointed or the volatility becomes emotionally unendurable. The common denominator in investor failure is lack of understanding, which we seek to diminish through frequent and at times intensive contact with our clients. Our outreach, accessibility and disciplined annual review process reduce anxiety and help clients stay on course, despite the ever-present sirens of media hype, superstition, mythology, cocktail-party chatter and the dangerous effects these play on human emotions. We want clients and potential clients to understand this philosophy, even if their perspectives differ somewhat based on their unique experiences. Substantial alignment of philosophy is important because investment advising is a two-way process. It really only works if the advisor understands the client and vice versa. Financial Fitness is the Foundation Reasonable Expectations - the Current Crisis Enduring Principles © Copyright 2012 - Frederic T. Kutscher Associates, Inc. All Rights Reserved. | Disclaimer